Open Database

Cogent understands that the strength of a newly engineered application comes directly from the integrity of the database it is build upon. The power of this database needs to not only complement, but also drive the application's performance. That's why our solution was engineered from the ground up specifically for collection agencies, law firms, debt buyers and forwarders to deliver cost savings, exceptional inventory management and process efficiencies.

What makes the Cogent solution different from other collections software is the SQL Server database. Its scalability and ease of integration with your clients and third party vendors allows you to efficiently manage your collections processes all within the same database, including:

  • Account inventory
  • Customer interactions
  • Litigation
  • Correspondence
  • Collections
  • Payment posting
  • And more

 

The SQL Server database is designed with key data encrypted to protect personal data from being viewed by unauthorized eyes by masking some data fields on screen, including social security numbers or other sensitive information. The database is also designed with an audit trail history feature that captures changes made to the data and indicates who made them. This gives you the unique ability to compare old value to new values, which can be useful when trying to piece together a sequence of events. The database's design and technology easily scales to tens of millions of accounts and thousands of concurrent users. In the future, Cogent may also be ported to use Oracle®, Sybase® and DB2®.